OTP SmartBank

Using OTP Bank’s Android application, you can easily access OTP Bank’s array of electronic banking services: OTPdirekt, Smartbank, SmartBank demo (demonstration version), OTP Bank’s ATM, branch location finder. In addition you may access currency exchange rates and use the moneychanger.

Technical requirements:
Device: min. 240x320 resolution, min. 512 MB RAM
OS: 2.2 or higher Android (2.2, 2.3, 3.x, 4.x) phone or tablet.
Tablet design for tablets from resolution 800x480.

OTPdirekt SmartBank

In order to access OTPdirekt SmartBank, you will need to register (in addition to OTPdirekt internet registration) at your local OTP branch, or via OTPdirekt internet or telephone service. To register, you will need to use Mobile signature for the internet service. Following registration, the services will be made available immediately.

Functions (retail and corporate bank accounts and credit card accounts)

- Account details
- Account history
- Check transactions
- Transaction signature (for corporate accounts)
- Time deposits (details and breaking)
- New time deposit
- Domestic Forint transfers
- Card-to-card transfers (for retail accounts)
- Cheque scanning
- Future transfers
- Távszámla
- Díjnet
- Mobile phone topup
- Bankcard details, changing limits, activation and blockage (for retail accounts)
- Settings: blocking access, changing password, enable multitasking
- Messages

Login method

SmartBank application works in two different ways depending on the chosen login method:

- Simple login
Using ’Simple login’, the application does not ask SMS code neither in case of login, nor in case of transactions. However, execution of active transactions (transfer, 24/7 transfer between OTP bankcards, mobile top-up, purchase of motorway vignette) is only possible based on the pre-saved templates in the internet service.

- ‘Normal’ login
The method of functioning equals to the internet service. Active transactions can be executed to any beneficiary. SMS code is asked based on the Mobile Signature settings of the internet service (in case of login and/or transactions).